Egon's Gal
True. But It's a good idea to preserve the photos elsewhere as well as on the computer incase your hard drive dies, etc. Plus even on a disk they are only guaranteed for 5-7 years.
Very true, and good question. I use iPhoto to manage all my pictures and Apple has a great scrapbook feature that allows you to layout your own photobook and order it online. They print and bind the book for you and everything.